Town & Country, Keller Williams Realty
After purchasing a property, protecting your space and personal belongings is important. Having the right coverage in the case of emergencies can offer financial peace of mind. This article provides a brief guide for choosing homeowners insurance to protect your space.
Calculating the total cost of your home and assets helps in choosing the appropriate amount of coverage. The coverage limits should be enough to rebuild your home and replace personal items if needed.
Insurance companies use a calculator to figure out the total worth of your home. From there, most offer around 50% of that amount to cover personal belongings.
There are many types of homeowners insurance. Some offer personal property coverage and liability coverage. Others are very limited and only offer enough coverage for the structure of a property.
An HO-3 is the most common type of homeowners insurance. It offers liability insurance, dwellings coverage, funding for personal property and more.
Having additional living expenses coverage secures your well-being if you’re displaced from your home as it’s getting repaired. For example, if a fire damages your home, repairs may take a while. Additional living expenses coverage would pay for you to stay in a rental.
The right insurance company will offer policies covering all of your property. Speaking with a local lender can help you explore different coverage options.
My Real Estate career began in 2008! Coming from a finance background I knew this was something I could take far, & in 2012 I opened up Town & Country Realtors through Keller Williams in Aubrey! I have served on the Agent Leadership Council & have been a Top Producer for multiple years with Keller Williams and Town & Country Realtors. I now have 3 buyers agent's that work under me and I am loving every minute of teaching them and learning new things from them as well.
I specialize in assisting clients who are looking to sell or buy property in the North Texas area or it's surrounding areas. I have a comprehensive understanding of the market & am skillful in strategic pricing & marketing.
