Ignite FB Tracking PixelCatastrophe insurance coverage: What it is & why you should consider it - Tabatha Polley
Town & Country, Keller Williams Realty
Town & Country, Keller Williams Realty
Tabatha Polley, Town & Country, Keller Williams RealtyPhone: (214) 663-7991
Email: [email protected]

Catastrophe insurance coverage: What it is & why you should consider it

by Tabatha Polley 04/19/2023

Photo of a flower field under a storm

Risk, peril and hazard are all terms used in homeowners insurance. Catastrophe insurance is a type of homeowners coverage that can help you with emergency medical costs resulting from a named peril. For more information on catastrophe insurance, here are the basics:

How catastrophe insurance works

In most homeowners insurance policies, only specific hazards will be covered and may vary by policy or insurer. Catastrophe insurance is an optional addition, or rider, you can include in a homeowners policy to help cover health costs related to a disaster.

Know your insurance policy

Homeowners insurance protects your personal property against damage. It can also financially protect you and your household from unforeseen injuries caused by your own residence. However, only catastrophic insurance riders will provide broad coverage for emergency medical expenses.

It's crucial to know which hazards are included in your particular policy, and also the limits of your health insurance coverage. Injuries sustained in a natural disaster can make a difficult situation even worse. The more you can do to protect yourself and your finances, the better.

About the Author
Author

Tabatha Polley

My Real Estate career began in 2008! Coming from a finance background I knew this was something I could take far, & in 2012 I opened up Town & Country Realtors through Keller Williams in Aubrey! I have served on the Agent Leadership Council & have been a Top Producer for multiple years with Keller Williams and Town & Country Realtors. I now have 3 buyers agent's that work under me and I am loving every minute of teaching them and learning new things from them as well.  

I specialize in assisting clients who are looking to sell or buy property in the North Texas area or it's surrounding areas. I have a comprehensive understanding of the market & am skillful in strategic pricing & marketing.